Should I Represent Myself When Filing For Bankruptcy In Georgia?

Although you can file for bankruptcy on your own, consulting a bankruptcy attorney is a beneficial first step for the vast majority of individuals.

Should you choose to represent yourself, you will be expected to understand and abide by bankruptcy law - which can prove very complex if you do not have any legal background. Often, filing bankruptcy involves much more than simply filing. You may be required to negotiate repayment terms, interact with creditors, or defend yourself against challenges that are brought to court - and creditors will bring their attorneys.

If you’re considering filing for bankruptcy and thinking about representing yourself, call King and King first for a free consultation. 404-524-6400 or www.kingandkingattorneys.com.

Will I Need To Go To Court When I File Bankruptcy?

Every person who files bankruptcy will have at least one mandatory hearing, also known as the 341 Meeting of Creditors.  It is a simple hearing usually attended only by the debtor, the debtor’s attorney, and the bankruptcy trustee.  Creditors are also allowed to attend.

These hearings are informal compared to a court proceeding and may be very brief.  Your trustee will ask you about your assets, your income, and any other questions they have about your bankruptcy.

Some cases, especially Chapter 13 cases, may require more hearings, but most of King & King’s clients only have to appear in court once at the 341 meeting.

It is very important to have an attorney representing you at these hearings so your rights are protected.

In both chapter 13 bankruptcy and chapter 7 bankruptcies your attorney will be able to guide you through the process and advise you on the possibilities of going to court. Call King and King in Atlanta today for a free consultation at 404-524-6400 or visit us at www.kingandkingattorneys.com