Wednesday, April 29, 2015

Life After Filing Bankruptcy In Georgia

One of the important questions our clients ask is, “What will life be like after filing bankruptcy?” They are worried that they may not be able to establish good credit or make any major purchases after filing for bankruptcy. There are adjustments to make after filing for bankruptcy, but fears about having credit that is "permanently" ruined are unfounded.

At King and King, we help individuals in Georgia anticipate and prepare for life after bankruptcy. With over 30 years of experience, we have helped many people just like you get a fresh start and begin the process of restoring their lives and their credit.

Bankruptcy is an option that’s meant to help; the stress and anxiety caused by your current financial matters will be removed. After bankruptcy, you might be surprised how relieved, calm and in control you feel. You will also be in a much better position to meet your ongoing expenses.

Your credit will not be flawless after a bankruptcy, but it is not as bad as you might think. A bankruptcy on your credit report will not make you ineligible to get future credit by any means.

Filing for bankruptcy can be a responsible way to take back control of your future and your finances. To get the facts about credit repair and life after bankruptcy, call King and King at 404-524-6400 for a free initial consultation or visit us online at

Monday, April 27, 2015

Can Bankruptcy Wipe Out Tax Debt in Georgia?

Good news: bankruptcy can wipe out many tax debts. Both federal and state income taxes can be addressed in bankruptcy if specific conditions are met.

At King and King, we work with our clients to make sure that any possible debts that are eligible for discharge, including back taxes, are considered as part of their bankruptcy proceedings.

Eliminating Tax Debt Through Bankruptcy
If you have tax debt, we will determine whether that debt is eligible to be wiped out (discharged) as part of your bankruptcy. By learning how old the debt is, whether you have filed a tax return for the debt and other basic information, we will be able to determine what options are available to you. Handling taxes in a bankruptcy case is complex, so make sure you’re working with a bankruptcy attorney that can protect your interests.

The next step is to speak to one of our experienced attorneys to find out if bankruptcy can help you with your tax debt. Call King and King for a free consultation today at 404-524-6400 or visit us online at for more information. 

Wednesday, April 22, 2015

Behind On Your Bills In Georgia? King & King Can Help.

When your bills pile up, so does the stress. This can be even more frustrating if you have been making all your payments on time in the past. You may find yourself in this situation due to a job loss, a sudden unexpected expense, or health reasons. Whatever the reason, you may be able to get your finances back under control. Here are a few tips:

1. Create a priority list
First step, prioritize your bills. The essential bills on top, entertainment towards the bottom. Try not to leave anything out; rank them in terms of importance. Clear these bills one by one before you decide to spend a dime anywhere else.

2. Don’t run away from your creditors
When you have too many bills to pay, avoiding your creditors may seem like an easy way to deal with them. However, ignoring calls from your creditors will not make them go away. Try calling your creditors and explaining the situation you’re in. They may actually give you more time to pay your debts.

3. Reduce your expenses
This may be tougher than it sounds. If you have any extras you can trim for your expenses, now is the time to do it, even if that means canceling Netflix. Every dollar counts when restructuring your budget.

If your bills have become uncontrollable, bankruptcy may be an option. King and King can help; call our office at 404-524-6400 for a free consultation today.