Tuesday, May 20, 2014

How Can I File Bankruptcy in Georgia with Limited Money?

One of the advantages of a Chapter 13 bankruptcy is that usually all of your attorney fees are paid through your plan.  In a Chapter 13 filing, the U.S. Bankruptcy Court inGeorgia sets the amount that an attorney can charge for Chapter 13 legal services.  In almost all cases, attorney’s fees are be paid out of the monthly payment plans, requiring no money down for attorney’s fees.

Beyond attorney fees, you will also have to pay the Bankruptcy Court a filing fee.  In most instances, the Chapter 13 filing fee can be paid in installments, making it easier for filers to afford.

Chapter 13 bankruptcy is about creating an affordable payment plan.  Not only do you not have to pay your creditors back in full, your payment plan is set up to pay what you can afford.  King and King has the experience in Chapter 13 bankruptcy law to successfully guide you through the process and get you back in control of your finances.

Call us for a free consultation today at 404-524-6400 or visit us at www.kingandkingattorneys.com for more information.

Monday, May 5, 2014

Should I Represent Myself When Filing For Bankruptcy In Georgia?

Although you can file for bankruptcy on your own, consulting a bankruptcy attorney is a beneficial first step for the vast majority of individuals.

Should you choose to represent yourself, you will be expected to understand and abide by bankruptcy law - which can prove very complex if you do not have any legal background. Often, filing bankruptcy involves much more than simply filing. You may be required to negotiate repayment terms, interact with creditors, or defend yourself against challenges that are brought to court - and creditors will bring their attorneys.

If you’re considering filing for bankruptcy and thinking about representing yourself, call King and King first for a free consultation. 404-524-6400 or www.kingandkingattorneys.com.