Wage garnishment causes serious hardship and can make it impossible to get back on top financially. If your wages are currently being subjected to wage garnishment, bankruptcy could be a solution. King & King in Atlanta can help.
When can your wages be garnished?
A creditor must obtain a wage garnishment against you in
court. Your creditor must then notify the sheriff’s office where you live and
provide paperwork proving the ruling against you. The sheriff’s office will
then contact your employer, who must garnish your wages.
Will I be told that my wages are going to be garnished?
In most cases you will receive a letter to attend the hearing
about your debt or by receiving a letter that a creditor has won a judgment
against you. If you miss notification by the court, you may be told by your
employer.
What can I do if my wages are garnished?
Your creditor will continue garnishments until your debt is
repaid if you do not act. One effective way to immediately stop wage garnishment is to file bankruptcy. When you file for bankruptcy, you get an
automatic stay, which stops all collections, including garnishments. If the
debt is charged off or otherwise addressed during bankruptcy, the garnishment
cannot be restarted, even when the bankruptcy ends.
At King & King bankruptcy attorneys we have been helping
people in the state of Georgia stop wage garnishment for over 40 years. Call us
today for a free consultation at 404-524-6400. We can help you get the fresh
start you deserve.
