Thinking about bankruptcy? The bankruptcy lawyers at King and King LLC in Atlanta, Georgia can help. Call 404-524-6400 for a free bankruptcy consultation.
Considering filing for bankruptcy? Most people are unsure of
the process and unsure of the outcome. The surprising fact is that most people
are able to quickly rebound to get their credit and life back on track.
The process that takes places after filing for bankruptcy
depends on whether you file Chapter 7 or Chapter 13 bankruptcy. We treat every
case as a unique case because each case is unique. We can help you get the facts
about what your situation is when you speak with one of the lawyers at King
& King. Your initial consultation is provided free of charge.
Here are a few things bankruptcy can do for you.
Most people can improve their credit after
filing bankruptcy.
After your debts are discharged through
bankruptcy, you can find it much easier to start saving money and planning for
the future.
To fully understand Georgia bankruptcy laws, and how they
can impact your debt and improve your life, speak to the attorneys at King
& King today by calling 404-524-6400 or visit us online at
www.kingandkingattorneys.com
Chapter 7 bankruptcy and Chapter 13 bankruptcy are the most
commonly filed types of bankruptcy in Georgia. Whether you can file a Chapter 7
or Chapter 13 bankruptcy depends on your income, assets, debts, and your
financial goals. Your attorney will assist you in determining which type of
bankruptcy will work best for you.
Chapter 7 Bankruptcy
Chapter 7 bankruptcy is designed to wipe out your unsecured debts, credit cards, and medical bills for example. You would qualify for
Chapter 7 bankruptcy if you are unable to pay your debts on time and your income
is below the set threshold.
When you file for a Chapter 7 bankruptcy, a trustee is
appointed to your case. The Chapter 7 trustee’s job is to sell your nonexempt
property to pay back your creditors. If you don’t have any nonexempt assets
(most cases are like this), your creditors receive nothing. King & King can
help you protect your assets and keep everything you own in most Chapter 7
cases.
Chapter 13 Bankruptcy
Chapter 13 bankruptcy is designed for debtors with regular income who
can pay back some of their debts through a repayment plan. If your income is
too high to qualify for Chapter 7 bankruptcy, a Chapter 13 case can provide you
substantial relief. Chapter 13 bankruptcy also offers many benefits that
Chapter 7 bankruptcy does not, such as the ability to catch up on missed
mortgage payments.
Another benefit of Chapter 13 bankruptcy is you get to keep
your property. In Chapter 13 you pay back a portion of your debts through a
repayment plan. The amount you pay back depends on your income, expenses, and
types of debt. Typically, Chapter 13 bankruptcy is for debtors who can afford
to make monthly payments to get caught up on missed mortgage or car payments.
King and King has over 30 years of experience, and we are
here to assist you in determining if filing for Chapter 7 bankruptcy or Chapter
13 bankruptcy is best for you. Please call us for a free initial consultation at
404-524-6400 or visit us online at www.kingandkingattorneys.com.
At one time or another everyone experiences some financial difficulties. If you are running into any of these problems, bankruptcy may put
you back on the path to financial stability.
You are unable to make the minimum payments on
your credit cards.
You are taking out payday loans.
Creditors are calling you.
You are having trouble sleeping at night because
you are worrying about money.
You are struggling to make car your payments.
You have missed a mortgage payment.
Even if you are only experiencing one or two of the events
on the list, it is better to meet with a Georgia bankruptcy attorney sooner rather than
later. Contact the attorneys at King & King for a free consultation.
Your
attorney will look at your entire financial situation, answer any questions you
have, and inform you about your options. Call us at 404-524-6400 or visit us
online at www.kingandkingattorneys.com
Bankruptcy is designed to remove the burden of debt and to
give you a fresh start. In your initial consultation with King & King, we
will discuss your financial problems and develop a solution just for you.
Many of the clients we speak with have been struggling for
months or years to make minimum monthly credit card payments. The average
credit card interest rate is over 20%. Paying the minimum payment, it can take
you 10 years or more to pay off your debt. Filing bankruptcy in Georgia can wipe the slate clean
so you can move forward.
Chapter 7 bankruptcy can wipe out all of your credit card
debt and unsecured loans, including medical bills. A Chapter 13 bankruptcy will
allow you to make payments based upon your monthly budget, and usually you only
pay back just a small fraction of your debt. As soon as your bankruptcy is
filed the threats of lawsuits and garnishment will stop immediately.
Filing for bankruptcy allows you to take control of your
finances. Call 404-524-6400 and speak with an attorney at King & King for a
free bankruptcy evaluation. We can help, call today.
The bankruptcy attorneys of
King & King have the expertise and knowledge to help you keep your property
and get out of debt. Our attorneys are dedicated to giving their full focus and
attention to your case. Each case is tailor-made for every client.
As your bankruptcy lawyer, we will explain your rights and options so together
we can make decisions that are best for your financial needs. Prior to
accepting your case, we will provide an in-depth consultation that is
completely free of charge. Once we have an understanding of your situation, we
will put you on a path to a financially stable life with lasting debt
relief.
When you need a bankruptcy lawyer you can depend on, King & King can help.
We have assisted thousands of clients in Georgia to resolve their
financial troubles, and will help you understand the process of bankruptcy
and its related laws and requirements.
The best way to approach your debt depends on your specific circumstances and
needs. Our bankruptcy attorneys have the skills, knowledge, and real
experience needed to guide you toward your goals. We will help you make
the right choices, and explain exactly what happens next and how it will affect
you and your family. At King & King, we are on your side and will
treat you with the respect and consideration you deserve. Give us a call
today at 404-524-6400 or visit us at www.kingandkingattorneys.com
Most people who file bankruptcy do so as a last resort. After
struggling to pay the bills left over from some life-changing experience, such
as a divorce, the loss of a job, or serious illness, filing bankruptcy can be
the best option. There are many reasons people declare bankruptcy aside from
being broke. Here are the top five reasons people in Georgia file for
bankruptcy.
Bankruptcy is a very effective way for people behind on
their mortgage payments to keep their homes. Chapter 13 bankruptcy can actually
stop a foreclosure and allow you to get caught back up on payments you have
missed. The remaining payments are structured into a manageable payment plan
allowing you to repay the amount you are behind on a schedule that works for you.
Filing bankruptcy can stop a car, truck, or other automobile
from being repossessed. If you file bankruptcy before your car is repossessed
or quickly thereafter, it can force the creditor to either let you keep your
car or return it to you. Payments that have been missed will be consolidated
into a Chapter 13 Bankruptcy plan. The payments will be made to the Chapter 13
Bankruptcy trustee who will pay the finance company on your behalf and force
them to work with you.
The unfortunate event of an accident or illness can cause
bills to add up faster than one ever thought possible. Whether the bills are
your own or those of a loved one, they can quickly take a toll on your finances.
In order to get out from under the weight of medical bills, you can file for
Chapter 7 or 13 Bankruptcy which will alleviate the burden of the bills
significantly, or, in many cases, completely.
Most families plan on the income that they are taking in
every month, and the loss of a job can easily put them in an uncomfortable financial
position. It can be difficult to find a new job, and during the process it’s
easy to rack up quite a bit of debt. Even when income eventually does improve,
this is a difficult situation to get out of without the help of bankruptcy.
Declaring bankruptcy allows people who owe more money than
they will ever reasonably be able to pay back to creditors some additional
options. All types of bankruptcy filings allow for at least part, if not all,
of debts to be forgiven.
King and King can help you determine what debts you can
discharge and if bankruptcy is right for you. Call us today for a free case
evaluation at 404-524-6400 or visit us online at www.kingandkingattorneys.com
Thousands of people in Georgia owe credit card debt at any point in time. You are not alone. If you owe more on your credit cards than you can pay back, or if your accounts are going into collections or getting paid less often, bankruptcy may be the best option for you.
Filing for Chapter 7 bankruptcy is the first option for those who cannot pay off their credit cards.
Chapter 7 bankruptcy discharges credit card debt. It can provide you with a "fresh start" and relieve the stress of not being able to pay for what is owed. Chapter 7 bankruptcy can discharge other debt as well; discuss all debt you owe with your attorney.
Another option is Chapter 13 bankruptcy. Filing for Chapter 13 bankruptcy can help reduce your credit card debt through an affordable repayment plan. Our experienced bankruptcy lawyers will work with you to ensure all your debts are covered by your bankruptcy filing.
Contact King & King For Help Today
If you would like more information, call our office for a free consultation at 404-524-6400. We are one of Georgia’s largest consumer bankruptcy firms and would be happy to assist you. Take the first step to get you back on your financial feet. We have helped thousands of people just like you. Get a fresh start today.
