Why Choose King & King As Your Bankruptcy Attorney?

The bankruptcy attorneys of King & King have the expertise and knowledge to help you keep your property and get out of debt. Our attorneys are dedicated to giving their full focus and attention to your case. Each case is tailor-made for every client.

As your bankruptcy lawyer, we will explain your rights and options so together we can make decisions that are best for your financial needs. Prior to accepting your case, we will provide an in-depth consultation that is completely free of charge. Once we have an understanding of your situation, we will put you on a path to a financially stable life with lasting debt relief.

When you need a bankruptcy lawyer you can depend on, King & King can help. We have assisted thousands of clients in Georgia to resolve their financial troubles, and will help you understand the process of bankruptcy and its related laws and requirements.

The best way to approach your debt depends on your specific circumstances and needs. Our bankruptcy attorneys have the skills, knowledge, and real experience needed to guide you toward your goals. We will help you make the right choices, and explain exactly what happens next and how it will affect you and your family. At King & King, we are on your side and will treat you with the respect and consideration you deserve. Give us a call today at 404-524-6400 or visit us at www.kingandkingattorneys.com

Top Five Reasons People In Georgia File For Bankruptcy

Most people who file bankruptcy do so as a last resort. After struggling to pay the bills left over from some life-changing experience, such as a divorce, the loss of a job, or serious illness, filing bankruptcy can be the best option. There are many reasons people declare bankruptcy aside from being broke. Here are the top five reasons people in Georgia file for bankruptcy.

1. TO KEEP THEIR HOUSE

Bankruptcy is a very effective way for people behind on their mortgage payments to keep their homes. Chapter 13 bankruptcy can actually stop a foreclosure and allow you to get caught back up on payments you have missed. The remaining payments are structured into a manageable payment plan allowing you to repay the amount you are behind on a schedule that works for you.

2. TO KEEP THEIR CAR

Filing bankruptcy can stop a car, truck, or other automobile from being repossessed. If you file bankruptcy before your car is repossessed or quickly thereafter, it can force the creditor to either let you keep your car or return it to you. Payments that have been missed will be consolidated into a Chapter 13 Bankruptcy plan. The payments will be made to the Chapter 13 Bankruptcy trustee who will pay the finance company on your behalf and force them to work with you.

3. GET RID OF MEDICAL BILLS

The unfortunate event of an accident or illness can cause bills to add up faster than one ever thought possible. Whether the bills are your own or those of a loved one, they can quickly take a toll on your finances. In order to get out from under the weight of medical bills, you can file for Chapter 7 or 13 Bankruptcy which will alleviate the burden of the bills significantly, or, in many cases, completely.

4. RECENT UNEMPLOYMENT

Most families plan on the income that they are taking in every month, and the loss of a job can easily put them in an uncomfortable financial position. It can be difficult to find a new job, and during the process it’s easy to rack up quite a bit of debt. Even when income eventually does improve, this is a difficult situation to get out of without the help of bankruptcy.

5. DISCHARGE OF DEBTS

Declaring bankruptcy allows people who owe more money than they will ever reasonably be able to pay back to creditors some additional options. All types of bankruptcy filings allow for at least part, if not all, of debts to be forgiven.

King and King can help you determine what debts you can discharge and if bankruptcy is right for you. Call us today for a free case evaluation at 404-524-6400 or visit us online at www.kingandkingattorneys.com

Can Bankruptcy Get Rid Of My Credit Card Debt in Georgia?

Thousands of people in Georgia owe credit card debt at any point in time. You are not alone. If you owe more on your credit cards than you can pay back, or if your accounts are going into collections or getting paid less often, bankruptcy may be the best option for you.

Filing for Chapter 7 bankruptcy is the first option for those who cannot pay off their credit cards.
Chapter 7 bankruptcy discharges credit card debt. It can provide you with a "fresh start" and relieve the stress of not being able to pay for what is owed. Chapter 7 bankruptcy can discharge other debt as well; discuss all debt you owe with your attorney.

Another option is Chapter 13 bankruptcy. Filing for Chapter 13 bankruptcy can help reduce your credit card debt through an affordable repayment plan. Our experienced bankruptcy lawyers will work with you to ensure all your debts are covered by your bankruptcy filing.

Contact King & King For Help Today

If you would like more information, call our office for a free consultation at 404-524-6400. We are one of Georgia’s largest consumer bankruptcy firms and would be happy to assist you. Take the first step to get you back on your financial feet. We have helped thousands of people just like you. Get a fresh start today.

What Are The Benefits Of Filing Bankruptcy In Georgia?

The largest benefit of filing bankruptcy is you can gain control of your financial and legal situations.

By filing for a Chapter 7 bankruptcy or Chapter 13 bankruptcy, you can find financial relief and discharge many of your debts. When you work with your team of bankruptcy lawyers at King & King, you will be guided throughout the bankruptcy process with the understanding of your unique circumstances. We will help you solve your immediate financial burden and provide you with long-term solutions to make sure you stay debt free. Here are a few of the benefits of filing bankruptcy:

Discharging Debt

When you file for bankruptcy, medical bills, credit cards, cell phone bills, some mortgages and auto loans will be discharged. Most debts are completely wiped out. Filing for bankruptcy can make a significant impact on reducing your monthly bills.

Stopping Creditor Harassment

Being constantly bombarded with the reminder that you are behind by harassing creditors and collectors will stop. When you file for bankruptcy, all calls from creditors will immediately stop and all collection attempts will be placed on hold. If a creditor tries to reach you, you can inform them that you have filed for bankruptcy and direct them to contact your attorney.

Rebuild Your Credit

Instead of using your income to pay debts, filing for bankruptcy will discharge your unsecured debts and provide you with enough money to get back on your feet. With more disposable income, you can begin to rebuild your credit and work toward a financially stable future.


If you would like more information, call our office for a free consultation at 404-524-6400. We are one of Georgia’s largest consumer bankruptcy firms and would be happy to assist you. Take the first steps to get you back on your financial feet. We have helped thousands of people just like you. Get a fresh start today.

Bankruptcy Can Stop Foreclosure in Georgia

Foreclosure can begin quickly after missing just a few payments toward your mortgage. The bank that owns your loan can initiate the repossession process and begin foreclosing on your home before you have time to make up the missed payments. In a foreclosure, the lender will sell your home in an auction and the purchase price will be used to repay the debt on your loan. If you have been given a foreclosure notice, you need to immediately speak with a lawyer. King & King can help.

At King & King bankruptcy attorneys, our team can put a stop to the foreclosure process by quickly helping you to file for bankruptcy. One of the most common forms of stopping foreclosure is filing Chapter 7 bankruptcy. As soon as you file for Chapter 7, you will have an automatic stay placed onto your assets and all creditor collection attempts stop. This stay will also put a stop to the foreclosure sale, even if your home is already in the middle of the foreclosure process. Waiting too long to file for bankruptcy can hinder your defense against foreclosure, it’s important that you act immediately after you receive a foreclosure notice from your bank.

You Can Keep Your Home.

Your home may be on the line, so the bankruptcy lawyer you choose matters. At King & King, our team is committed to ensuring that you receive a positive outcome for your case and we will immediately begin to work with you to protect your home. We have helped thousands of clients avoid home foreclosure, we can help you too. If you are facing foreclosure, call King & King and schedule a free case evaluation today! 404-524-6400 www.kingandkingattorneys.com

Debt Collection Help In Georgia

When you are being harassed by debt collectors, it feels like it may never end. Your voicemail is full from collection agencies that have been calling you day and night. They may even call your place of employment. At King & King, we can end abusive debt collection and help put you on the path of financial independence.

Knowing your rights is the first step to end the harassment. A debt collector is not allowed to do the following:

Debt collectors are not allowed to call before the hours of 8 am or after 9 pm.

It is illegal to say that they are law enforcement, or to say that they are a lawyer, if they are not.

They are not allowed to call repeatedly during a small time period, or to let the phone ring for an extended amount of time.

Debt collectors cannot call you at work if you have requested that they do not.

They are not allowed to threaten to arrest you or threaten you with physical harm of any kind.

It is against the law to threaten to garnish your wages or place a lien on your property unless they are actually within legal means to do so.

They may not use abusive language or swear words while communicating.

Debt collectors are not able to report false information on a consumer’s credit report, or threaten to do so.

Putting a stop to the calls

It can be a frustrating experience to deal with debt collectors. One of the ways to end creditor harassment and collection activities is to file for bankruptcy. Once you have filed, the collection agencies must cease all collection activities. Contact the Georgia bankruptcy attorneys at King & King for a free consultation to learn more about your rights and to discuss your legal options. 404-524-6400

Can filing for bankruptcy In Georgia wipe out my medical bills?

The answer is yes! Medical debt is one of the most common reasons people file for bankruptcy. Medical debt is almost always 100% dischargeable in bankruptcy.

Unfortunately, even people with health insurance find themselves with high medical bills. The judges in bankruptcy court are well aware of the difficulties this presents. In addition, when someone has high medical bills, it often means they also have had to take time off from work leading to more financial stress.

We can help. Even if you are current on installment payments or an insurance claim is pending, you may consider filing for bankruptcy to get the complete debt relief that is available to you. Medical debt collection stops as soon as you file your case. The bankruptcy attorneys at King and King will help you take these steps to become free of your medical debt. We offer a free case evaluation to answer your most pressing questions.

Our skilled Georgia bankruptcy lawyers can help stop the medical debt collection.

King and King has over 30 years of experience, and we are here to assist you in determining if filing for bankruptcy is the best solution for removing your medical debts. Please call us with your questions for a free initial consultation 404-524-6400 or visit is online at www.kingandkingattorneys.com.