Many of our bankruptcy clients are overwhelmed by
unexpected medical bills. We understand. Unplanned emergency costs can quickly
spiral out of control. Our bankruptcy attorneys want you to know that you have
legal rights and options. We understand that anyone can find themselves
suddenly drowning in unforeseen medical bills.
Medical debt is an unsecured debt and can be discharged. It
is classified as “general unsecured debt”, meaning it is the lowest priority of
debt to get paid if any creditors do receive money in a bankruptcy filing.
Medical bills are a major cause of bankruptcy and the courts do not dispute
that people who face financial ruin because of medical bills deserve a fresh
start.
It is important to note that medical debt must only be for
services received before your case was filed. As soon as your case is filed all
collections for the medical debt will stop. If you are filing bankruptcy and
making payments on a medical debt, late charges, penalties, attorney’s fees and
interest associated with the medical debt can be discharged.
If you have a large amount of medical debt in your
bankruptcy, your trustee will want to know if it is for an injury you can
recover money in a law suit for, if so your bankruptcy lawyer can assist you
with this process. Bankruptcy laws provide specific exemptions for personal
injury lawsuits .
The bankruptcy attorneys at King & King can help you
have your medical bills “discharged,” or completely wiped out. Call us today at
404-524-6400 or visit us our website for more information.
