Filing Chapter 13 Bankruptcy In Georgia

Chapter 13 bankruptcy has helped millions of Americans get out of debt. Chapter 13 allows you to pay back your creditors, and create a payment plan that works for you.  Chapter 13 can also allow you to keep your home as missed mortgage payments can be included in your payment plan. You can stop foreclosure and keep your home. Car payments can also be restructured and high interest payments can be eliminated. If this sounds like the right option for you, King & King can help you throughout the entire bankruptcy process.

Benefits Of Chapter 13 Bankruptcy

A few of the advantages of Chapter 13 bankruptcy:

Avoid foreclosure
Liens and wage garnishments stop
Stop Car repossession
Assets are protected
Refinanced mortgages can be stripped away from your primary mortgage

All secured and unsecured debt, including some student loans and taxes, can be consolidated into a payment that you can afford.

Chapter 13 Bankruptcy Petition

Filing the petition with your bankruptcy lawyer is the first step. Once your attorney files your bankruptcy petition with the courts, an automatic stay is put in place so that your creditors cannot try to collect debts from you. This means the harassing phone calls will stop as does wagegarnishment, repossession, foreclosure, and lawsuits.

When filing, you will need to provide the names and addresses of all of your creditors and financial liabilities including your car loan, medical bills, credit card debt, tax liabilities, student loans, child support payments, alimony payments, personal loans, and mortgage. Listing your income and all of your debts is considered in what is called the “means test” to ensure that Chapter 13 will work for you. Your attorney can help you navigate this process.

If your debt is unmanageable, you need a solution. King& King can help you wipe the slate clean so that you can start over and have a bright financial future. Call us for a free consultation today at 404-524-6400

Filing Chapter 7 Bankruptcy In Georgia

Chapter 7 bankruptcy is often referred to as a “fresh start” bankruptcy. The reason is most unsecured debts are discharged and you are left debt free. After your initial free consultation we can tell you whether you qualify for Chapter 7 or not. The good news is most clients qualify. Chapter 7 will also immediately stop collection harassment, wage garnishment and bank account seizures. Once we file your case, your creditors must stop any action to collect a debt from you.

To determine if you qualify we look at 4 important questions:

1. Your monthly income and expenses.

First we make sure you can pass the Means Test, which looks at your income over the past six months and then compares that income to a household of your size in Georgia. Most clients pass the means test. We also will review your specific income and expenses to ensure your budget qualifies you to file Chapter 7.

2. Assets.

We inventory and value your assets. We will review real estate, automobiles, and other personal property of high value. We then protect these assets by using the exemptions that Georgia bankruptcy law and federal bankruptcy law allow.

3. Creditors.

Your attorney will examine your debt and determine how each of your creditors will be affected by your bankruptcy case. Most debt – such as credit card debt, medical bills, unsecured loans, second mortgages, and payday loans can be completely wiped out.

4. Timing.

We will fast-track your bankruptcy case to be filed if you are facing garnishment, foreclosure, or some other legal action.

Struggling with debt can be overwhelming.  If you’re ready to get your life back, contact King & King and schedule a free consultation with one of our bankruptcy attorneys at 404-524-6400.  We can help you protect your home, your vehicles, and in most cases, everything else you own.

Retirement and Bankruptcy in Georgia

Considering Bankruptcy in Retirement?

The first thing to know is filing for bankruptcy isn't giving up. Filing bankruptcy can be a wise decision that can protect your retirement assets and prevent the possibility of leaving financial burdens to your family. Even if you have made careful financial arrangements for your retirement, unexpected problems can arise. You may consider filing for bankruptcy after the death of your spouse or a serious illness that resulted in significant medical bills. Losses in investments or real estate, reduced pensions, predatory lending, and sometimes simply the rising cost of living can all be reasons to file for bankruptcy.

How Can  Bankruptcy Help?

Filing for bankruptcy does have many benefits. For example, a bankruptcy discharge does not affect your retirement assets. You will not lose your retirement plans, including your 401(k), 529 Plan, Roth IRA, or SEP IRA. Filing for bankruptcy will enact an automatic stay, which will stop creditors from harassing you. It will also put a stop to eviction or foreclosure proceedings and protect your personal property, in addition to giving you greater financial stability to enjoy your retirement.

If you are in financial distress, bankruptcy may be a viable option to help you get back on track. The first step is to contact an experienced bankruptcy lawyer who can help you understand your options and explain the process of filing for bankruptcy to you. Call King & King today at 404-524-6400 for a free consultation or visit us at www.kingandkingattorneys.com for more information.

I Don’t Want My Credit Score to Drop, Should I File Bankruptcy?

The most important effect of bankruptcy on your credit report is that it removes your obligation to repay past debts, and that allows you to start rebuilding your credit. If you are in jeopardy of missing payments, then your credit score will drop and won’t stop until something is done about it.  If you have trouble paying your bills each month and have no savings, Chapter 7 or chapter 13 bankruptcy is an option.

For most people you will see your credit score drop immediately after filing for bankruptcy; however you can also expect to see your credit score bouncing back shortly after the bankruptcy is filed because your debt to credit ratio improves.  You may also start to get offers for credit cards and other loans after you file.  Take your time when reestablishing credit and make sure that the credit card you choose reports to the credit bureaus, also  have a plan of action to keep your debt under your control.

If you can’t keep up with your debt payments, then bankruptcy is an option for getting a new start on your financial life. Call King and King at 404-524-6400 for a free bankruptcy consultation today.

Stopping Wage Garnishment In Georgia

If you are struggling with debt, having money taken out of your paycheck can be a devastating setback. For many Georgians, wage garnishment is a hard reality. Filing for bankruptcy can make it stop.

At King & King bankruptcy attorneys, we have over 30 years of experience helping people through the bankruptcy process. Our knowledgeable attorneys are here to get you the fresh start you need.

You Can Stop Wage Garnishment Today

If you are facing creditor actions like wage garnishment and bank account levies, King & King can help. If you are behind on your loan, medical, or credit card payments, creditors may pursue a lawsuit against you. If successful, they will have the legal right to take up to 25 percent of your paycheck. This is a devastating way to pay a debt.  Also, creditors who have obtained a judgment against you may take funds out of your checking or savings account.

Filing for bankruptcy creates an "automatic stay," an action that stops debt collectors from taking action against you. King & King makes the "automatic stay” work for you and helps you keep every dollar of your paycheck and your bank account. Both Chapter 7 and Chapter 13 bankruptcy will protect you from wage garnishment and other creditor actions. Our attorneys will work with you to help you decide the best debt relief plan.

If you are ready to stop wage garnishment and get out of debt, we are here to help. Contact King & King today at 404-524-6400 to schedule a free consultation with an experienced lawyer. 

What Do I Do If I Have Been Sued Over Debt In Georgia?

If you have been sued over a past-due debt, you may feel overwhelmed. Fighting a legal battle against a debt collector can be time consuming and difficult, or simply impossible to win.  The good news is there are legal steps you can take that can stop the lawsuit. At King & King bankruptcy attorneys, we help people who are facing lawsuits and other creditor actions. Our attorneys are focused on making your debt relief goals a reality.

Does Bankruptcy Stop Lawsuits?

Bankruptcy can stop the lawsuit. Whatever stage the lawsuit is in — if you have just been served with papers, if it is already in court, if you have only been threatened with a lawsuit — bankruptcy creates what is known as an "automatic stay," a legal action that stops lawsuits and other creditor actions.

The automatic stay is very powerful and will put an immediate stop to:

Wage garnishment

Bank account levies

Home foreclosure

Repossession of automobiles

Creditor calls

If you have been sued for a debt, our bankruptcy lawyers are here to help you explore your debt relief options. We handle Chapter 7 and Chapter 13 bankruptcies for clients in Georgia. We understand the anxiety that comes with having a lawsuit brought against you. We will put our skill and experience to work for you to help you put an end to the lawsuit and achieve your debt relief goals. Call King & King at 404-524-6400 or visit us at www.kingandkingattorneys.com for a free consultation. 

How to File Bankruptcy in Georgia

Are you burdened by an overwhelming amount of debt? Bankruptcy is an excellent means of finding relief from debts that you cannot afford to repay. Every year, thousands of people in the state of Georgia make the decision for a fresh start using bankruptcy. King & King bankruptcy attorneys are here to help. Our ultimate goal is to help you get out from under your debt and rebuild your financial foundation.

Here are a few things to consider when filing for bankruptcy.

Hiring an attorney

Filing bankruptcy is much more complicated than it appears on the surface. It is important to have an attorney representing you.  Your attorney can help you determine which debts you can discharge. Your attorney will help you protect your assets, and will help you do so within the law. Your attorney will make sure you list all assets and that every asset that can be is protected. Your attorney will help you ensure that your bankruptcy is a fresh start. Hiring a good attorney to represent, protect, and advise you is your first investment in a new financial future. Call King & King for a free consultation today 404-524-6400

Types of Bankruptcy

There are several types of bankruptcy that can be filed. Anyone hoping to file bankruptcy under Chapter 7 in Georgia must first pass a means test. This test deducts your living expenses from your income to determine how much disposable income you have (if any). If your disposable income is below the median for a household of your size, then you may be able to protect your property and have your credit cards, medical bills, and other debts discharged through Chapter 7 bankruptcy.  The means test is complicated. It is very important to have an attorney’s help so you can get the best relief bankruptcy has to offer.

People who have some disposable income but are still unable to repay their debts may be eligible for Chapter 13 bankruptcy. In Chapter 13, you will be able to set up a repayment plan with your creditors and continue making affordable payments over the next three to five years. In many cases, unsecured creditors are not paid at all. Once your repayment period is up, your remaining debt is discharged. Your attorney will help you decide which chapter will get you the best possible debt relief. 

Life After Bankruptcy

The good news for people who go through the bankruptcy process is that there is life after bankruptcy. It is a common bankruptcy myth that you cannot get credit after bankruptcy. In fact, this is far from the truth. While it might take a year or two, bankruptcy can help you restore your credit. Many people report huge jumps in their credit score a year or two after finishing with bankruptcy.

If you are facing overwhelming debt and are interested in a fresh start, our bankruptcy lawyers are here to help. Contact us today online to schedule a free debt relief consultation with an experienced attorney or call us at 404-524-6400

How Fast Can I file For Bankruptcy In Georgia?

If you’ve found yourself facing a lawsuit, your wages are being garnished, your car is about to be repossessed, or even worse you receive a foreclosure notice, it’s not too late. When you contact King & King, we can take fast action to put a halt to those procedures.

We offer legal assistance that you can trust to get you out of debt and secure a clean slate. An emergency bankruptcy filing is done very quickly. Perhaps your home is in foreclosure and the sale is days away, or the repo man is circling the block. Certain forms must be filled out and filed quickly in order to create an “automatic stay.”

An “automatic stay” means that your creditors are informed immediately of the filing, at which time they must cease their attempts to collect their money or property.  This is a great reason to hire a qualified bankruptcy attorney. King & King has the efficiency and experience needed to take quick action on your behalf.

King & King bankruptcy attorneys can help stop foreclosure, repossession and wage garnishment, fast.

Your attorney will work personally with you to determine the best solution for your case. An emergency filing can stop your home from being foreclosed upon, or prevent your car from being repossessed. We will listen to you and guide you through the best option for handling your debt.

Call us today at 404-524-6400 for your free bankruptcy evaluation or visit us online at www.kingandkingattorneys.com for more information.

Can I Prevent Foreclosure by Filing for Bankruptcy in Georgia?

At King & King, we understand that life happens and you may have found yourself in the position of being unable to keep up with your financial obligations. Whatever got you to the point where you are now, our attorneys are committed to helping you come up with a solution keep your home. Bankruptcy protection can be an effective foreclosure defense, one that we have used to help many of our clients avoid losing their homes to foreclosure.

In a Chapter 13 bankruptcy, a repayment plan is created that gives you a way to catch up on past due mortgage payments and unpaid debt without fear that any other legal actions will be pursued. Another benefit of filing for Chapter 13 is that a second mortgage could be "stripped," and you will never have to pay it back.  Ask your King & King attorney about “Lien Stripping” if you have a second mortgage.

If you qualify for a Chapter 7 bankruptcy, we can help you keep your home and wipe out credit card debt, medical bills, and personal loans. If you’re ready to get started, call us today so that one of our experienced bankruptcy lawyers can review your current mortgage situation and advise you as to whether filing for bankruptcy may be right for you. Call King & King at 404-524-6400 or visit us at www.kingandkingattorneys.com for more info.

Can I File for Bankruptcy More than Once in Georgia?

If your debt is out of control and you have no way to pay it off, bankruptcy can be a positive solution. King & King can help you discharge or eliminate your debts and obtain a clean financial slate.

If you have taken advantage of bankruptcy in the past, but you have found yourself in the position of needing debt relief again, you may be wondering if you are eligible to file for bankruptcy again. The answer is yes. The type of bankruptcy you filed before will have an impact on both the type of bankruptcy protection you may be eligible to seek and how long you need to wait before you can file again.

Generally, the rules for filing a second bankruptcy are as follows:

If you filed Chapter 7, you will have to wait 8 years before filing Chapter 7 again.

If you filed Chapter 7, you may file another Chapter 13, but you may not be eligible for a discharge until 4 years have passed.

Every situation is different and speaking to a qualified bankruptcy attorney should be your next step. Our attorneys will be able to review your current situation and advise you of the bankruptcy options available to you. Call King & King bankruptcy attorneys today for a free initial consultation. 404-524-6400 or visit us online at www.kingandkingattorneys.com for more information.

Blogarama.com - Personal Finance Blogs

What Happens After I File For Bankruptcy In Georgia?

Considering filing for bankruptcy? Most people are unsure of the process and unsure of the outcome. The surprising fact is that most people are able to quickly rebound to get their credit and life back on track.

The process that takes places after filing for bankruptcy depends on whether you file Chapter 7 or Chapter 13 bankruptcy. We treat every case as a unique case because each case is unique. We can help you get the facts about what your situation is when you speak with one of the lawyers at King & King. Your initial consultation is provided free of charge.

Here are a few things bankruptcy can do for you.

•  Most people can improve their credit after filing bankruptcy.
•  Bankruptcy can save your house from foreclosure and your car from repossession.
•  After your debts are discharged through bankruptcy, you can find it much easier to start saving money and planning for the future.

To fully understand Georgia bankruptcy laws, and how they can impact your debt and improve your life, speak to the attorneys at King & King today by calling 404-524-6400 or visit us online at www.kingandkingattorneys.com

What Are The Differences Between Chapter 7 Bankruptcy & Chapter 13 in Georgia?

Chapter 7 bankruptcy and Chapter 13 bankruptcy are the most commonly filed types of bankruptcy in Georgia. Whether you can file a Chapter 7 or Chapter 13 bankruptcy depends on your income, assets, debts, and your financial goals. Your attorney will assist you in determining which type of bankruptcy will work best for you.

Chapter 7 Bankruptcy

Chapter 7 bankruptcy is designed to wipe out your unsecured debts, credit cards, and medical bills for example. You would qualify for Chapter 7 bankruptcy if you are unable to pay your debts on time and your income is below the set threshold.

When you file for a Chapter 7 bankruptcy, a trustee is appointed to your case. The Chapter 7 trustee’s job is to sell your nonexempt property to pay back your creditors. If you don’t have any nonexempt assets (most cases are like this), your creditors receive nothing. King & King can help you protect your assets and keep everything you own in most Chapter 7 cases.

Chapter 13 Bankruptcy

Chapter 13 bankruptcy is designed for debtors with regular income who can pay back some of their debts through a repayment plan. If your income is too high to qualify for Chapter 7 bankruptcy, a Chapter 13 case can provide you substantial relief. Chapter 13 bankruptcy also offers many benefits that Chapter 7 bankruptcy does not, such as the ability to catch up on missed mortgage payments.

Another benefit of Chapter 13 bankruptcy is you get to keep your property. In Chapter 13 you pay back a portion of your debts through a repayment plan. The amount you pay back depends on your income, expenses, and types of debt. Typically, Chapter 13 bankruptcy is for debtors who can afford to make monthly payments to get caught up on missed mortgage or car payments.

King and King has over 30 years of experience, and we are here to assist you in determining if filing for Chapter 7 bankruptcy or Chapter 13 bankruptcy is best for you. Please call us for a free initial consultation at 404-524-6400 or visit us online at www.kingandkingattorneys.com.

Six Signs That You Should Talk To a Bankruptcy Attorney

At one time or another everyone experiences some financial difficulties. If you are running into any of these problems, bankruptcy may put you back on the path to financial stability.

•  You are unable to make the minimum payments on your credit cards.
•  You are taking out payday loans.
•  Creditors are calling you.
•  You are having trouble sleeping at night because you are worrying about money.
•  You are struggling to make car your payments.
•  You have missed a mortgage payment.

Even if you are only experiencing one or two of the events on the list, it is better to meet with a Georgia bankruptcy attorney sooner rather than later. Contact the attorneys at King & King for a free consultation. 

Your attorney will look at your entire financial situation, answer any questions you have, and inform you about your options. Call us at 404-524-6400 or visit us online at www.kingandkingattorneys.com

Credit Card Debt Can End, Bankruptcy Can Help

Bankruptcy is designed to remove the burden of debt and to give you a fresh start. In your initial consultation with King & King, we will discuss your financial problems and develop a solution just for you.

Many of the clients we speak with have been struggling for months or years to make minimum monthly credit card payments. The average credit card interest rate is over 20%. Paying the minimum payment, it can take you 10 years or more to pay off your debt. Filing bankruptcy in Georgia can wipe the slate clean so you can move forward.

Chapter 7 bankruptcy can wipe out all of your credit card debt and unsecured loans, including medical bills. A Chapter 13 bankruptcy will allow you to make payments based upon your monthly budget, and usually you only pay back just a small fraction of your debt. As soon as your bankruptcy is filed the threats of lawsuits and garnishment will stop immediately.

Filing for bankruptcy allows you to take control of your finances. Call 404-524-6400 and speak with an attorney at King & King for a free bankruptcy evaluation. We can help, call today.

Why Choose King & King As Your Bankruptcy Attorney?

The bankruptcy attorneys of King & King have the expertise and knowledge to help you keep your property and get out of debt. Our attorneys are dedicated to giving their full focus and attention to your case. Each case is tailor-made for every client.

As your bankruptcy lawyer, we will explain your rights and options so together we can make decisions that are best for your financial needs. Prior to accepting your case, we will provide an in-depth consultation that is completely free of charge. Once we have an understanding of your situation, we will put you on a path to a financially stable life with lasting debt relief.

When you need a bankruptcy lawyer you can depend on, King & King can help. We have assisted thousands of clients in Georgia to resolve their financial troubles, and will help you understand the process of bankruptcy and its related laws and requirements.

The best way to approach your debt depends on your specific circumstances and needs. Our bankruptcy attorneys have the skills, knowledge, and real experience needed to guide you toward your goals. We will help you make the right choices, and explain exactly what happens next and how it will affect you and your family. At King & King, we are on your side and will treat you with the respect and consideration you deserve. Give us a call today at 404-524-6400 or visit us at www.kingandkingattorneys.com

Top Five Reasons People In Georgia File For Bankruptcy

Most people who file bankruptcy do so as a last resort. After struggling to pay the bills left over from some life-changing experience, such as a divorce, the loss of a job, or serious illness, filing bankruptcy can be the best option. There are many reasons people declare bankruptcy aside from being broke. Here are the top five reasons people in Georgia file for bankruptcy.

1. TO KEEP THEIR HOUSE

Bankruptcy is a very effective way for people behind on their mortgage payments to keep their homes. Chapter 13 bankruptcy can actually stop a foreclosure and allow you to get caught back up on payments you have missed. The remaining payments are structured into a manageable payment plan allowing you to repay the amount you are behind on a schedule that works for you.

2. TO KEEP THEIR CAR

Filing bankruptcy can stop a car, truck, or other automobile from being repossessed. If you file bankruptcy before your car is repossessed or quickly thereafter, it can force the creditor to either let you keep your car or return it to you. Payments that have been missed will be consolidated into a Chapter 13 Bankruptcy plan. The payments will be made to the Chapter 13 Bankruptcy trustee who will pay the finance company on your behalf and force them to work with you.

3. GET RID OF MEDICAL BILLS

The unfortunate event of an accident or illness can cause bills to add up faster than one ever thought possible. Whether the bills are your own or those of a loved one, they can quickly take a toll on your finances. In order to get out from under the weight of medical bills, you can file for Chapter 7 or 13 Bankruptcy which will alleviate the burden of the bills significantly, or, in many cases, completely.

4. RECENT UNEMPLOYMENT

Most families plan on the income that they are taking in every month, and the loss of a job can easily put them in an uncomfortable financial position. It can be difficult to find a new job, and during the process it’s easy to rack up quite a bit of debt. Even when income eventually does improve, this is a difficult situation to get out of without the help of bankruptcy.

5. DISCHARGE OF DEBTS

Declaring bankruptcy allows people who owe more money than they will ever reasonably be able to pay back to creditors some additional options. All types of bankruptcy filings allow for at least part, if not all, of debts to be forgiven.

King and King can help you determine what debts you can discharge and if bankruptcy is right for you. Call us today for a free case evaluation at 404-524-6400 or visit us online at www.kingandkingattorneys.com

Can Bankruptcy Get Rid Of My Credit Card Debt in Georgia?

Thousands of people in Georgia owe credit card debt at any point in time. You are not alone. If you owe more on your credit cards than you can pay back, or if your accounts are going into collections or getting paid less often, bankruptcy may be the best option for you.

Filing for Chapter 7 bankruptcy is the first option for those who cannot pay off their credit cards.
Chapter 7 bankruptcy discharges credit card debt. It can provide you with a "fresh start" and relieve the stress of not being able to pay for what is owed. Chapter 7 bankruptcy can discharge other debt as well; discuss all debt you owe with your attorney.

Another option is Chapter 13 bankruptcy. Filing for Chapter 13 bankruptcy can help reduce your credit card debt through an affordable repayment plan. Our experienced bankruptcy lawyers will work with you to ensure all your debts are covered by your bankruptcy filing.

Contact King & King For Help Today

If you would like more information, call our office for a free consultation at 404-524-6400. We are one of Georgia’s largest consumer bankruptcy firms and would be happy to assist you. Take the first step to get you back on your financial feet. We have helped thousands of people just like you. Get a fresh start today.

What Are The Benefits Of Filing Bankruptcy In Georgia?

The largest benefit of filing bankruptcy is you can gain control of your financial and legal situations.

By filing for a Chapter 7 bankruptcy or Chapter 13 bankruptcy, you can find financial relief and discharge many of your debts. When you work with your team of bankruptcy lawyers at King & King, you will be guided throughout the bankruptcy process with the understanding of your unique circumstances. We will help you solve your immediate financial burden and provide you with long-term solutions to make sure you stay debt free. Here are a few of the benefits of filing bankruptcy:

Discharging Debt

When you file for bankruptcy, medical bills, credit cards, cell phone bills, some mortgages and auto loans will be discharged. Most debts are completely wiped out. Filing for bankruptcy can make a significant impact on reducing your monthly bills.

Stopping Creditor Harassment

Being constantly bombarded with the reminder that you are behind by harassing creditors and collectors will stop. When you file for bankruptcy, all calls from creditors will immediately stop and all collection attempts will be placed on hold. If a creditor tries to reach you, you can inform them that you have filed for bankruptcy and direct them to contact your attorney.

Rebuild Your Credit

Instead of using your income to pay debts, filing for bankruptcy will discharge your unsecured debts and provide you with enough money to get back on your feet. With more disposable income, you can begin to rebuild your credit and work toward a financially stable future.


If you would like more information, call our office for a free consultation at 404-524-6400. We are one of Georgia’s largest consumer bankruptcy firms and would be happy to assist you. Take the first steps to get you back on your financial feet. We have helped thousands of people just like you. Get a fresh start today.

Bankruptcy Can Stop Foreclosure in Georgia

Foreclosure can begin quickly after missing just a few payments toward your mortgage. The bank that owns your loan can initiate the repossession process and begin foreclosing on your home before you have time to make up the missed payments. In a foreclosure, the lender will sell your home in an auction and the purchase price will be used to repay the debt on your loan. If you have been given a foreclosure notice, you need to immediately speak with a lawyer. King & King can help.

At King & King bankruptcy attorneys, our team can put a stop to the foreclosure process by quickly helping you to file for bankruptcy. One of the most common forms of stopping foreclosure is filing Chapter 7 bankruptcy. As soon as you file for Chapter 7, you will have an automatic stay placed onto your assets and all creditor collection attempts stop. This stay will also put a stop to the foreclosure sale, even if your home is already in the middle of the foreclosure process. Waiting too long to file for bankruptcy can hinder your defense against foreclosure, it’s important that you act immediately after you receive a foreclosure notice from your bank.

You Can Keep Your Home.

Your home may be on the line, so the bankruptcy lawyer you choose matters. At King & King, our team is committed to ensuring that you receive a positive outcome for your case and we will immediately begin to work with you to protect your home. We have helped thousands of clients avoid home foreclosure, we can help you too. If you are facing foreclosure, call King & King and schedule a free case evaluation today! 404-524-6400 www.kingandkingattorneys.com