What Types Of Debt Can Bankruptcy Eliminate In Georgia?

Debt that grows out of control is more common than most people think. At King and King we understand the stress and anxiety overwhelming debt can cause, we can help. Some debts are treated differently by the law and different chapters of bankruptcy offer different forms of debt relief. It is very important that the attorney you hire takes full advantage of the protections available under the Bankruptcy Code.

We offer our clients the possibility of relief from a wide variety of debt, including:

Medical debt

Credit card debt

Second mortgages

Back taxes

Personal loans

Business debt

Judgments

Malpractice judgments

With over 30 years of experience our attorneys will help you regain a sound financial footing. We will help you decide if Chapter 7 or Chapter 13 bankruptcy is right for you.

Our highly skilled bankruptcy representation allows us to offer our clients the strongest opportunity for resolving difficult financial situations. Our experience with Chapter 7 and Chapter 13 bankruptcy allows us to create resolutions that help our clients regain a sound financial footing so they can chart their path to greater economic certainty. Call King and King today for a free consultation at 404-524-6400 or visit us online at www.kingandkingattorneys.com

What Are The Benefits of Filing for Bankruptcy In Georgia?

Are you concerned how filing for bankruptcy will affect your future?  If so you are not alone. Falling behind on your financial obligations can leave you feeling confused, angry and helpless. Whether you have lost your job, experienced an increase in your mortgage rate or are unable to work due to injury, bankruptcy can put your financial situation back on track.

 Below are some of the benefits to filing for bankruptcy in Georgia:

• Filing for bankruptcy will put an end to creditor harassment.  After you have filed for bankruptcy your creditors will not be able to contact you anymore.  In fact, after you have filed for bankruptcy you will never have to make direct contact with your creditors again.

• Filing for bankruptcy can stop foreclosure.  If you are facing foreclosure, you should speak with Mike about filing for Chapter 13 bankruptcy.  After filing for Chapter 13, an “Automatic Stay” will come into effect that will halt the foreclosure process.

• Filing for bankruptcy will put an end to wage garnishments.

• Filing for bankruptcy will put an end to repossessions.

• Filing for bankruptcy will eliminate the stress, anxiety, and frustration that have been weighing you down.

But perhaps the number one benefit of bankruptcy is the fresh financial start you’ll be given.  After so much time spent worrying how you will pay back your debt, you can finally move forward with a clean slate.

The attorneys at King and King understand how difficult it can be to deal with overwhelming debt. Fortunately, we also understand the options you have available to you to end your debt woes.

Call us today for a free consultation at 404-524-6400 or visit us online at www.kingandkingattorneys.com

How Fast Can I File For Bankruptcy In Georgia?

If you have fallen far behind on your bills and are considering bankruptcy protection, you must be wondering how fast your bankruptcy filing will take effect. King and King understands the urgency of your situation. Your creditors have most likely been calling for weeks, months or longer. Your wages may have recently been garnished or the threat of home foreclosure or car repossession may loom large in your life. The good news is: King and King can help.

In most cases, King and King will file your bankruptcy the same day you come to our office.  This means you get the benefit of bankruptcy protection immediately.  Many clients leave the office with a case number already.

To speak with our skilled bankruptcy attorneys and put your financial future on a fast track, contact King and King for a free consultation at 404-524-6400 or visit us online at www.kingandkingattorneys.com 

Can Filing Bankruptcy In Georgia Protect Your Home?

Like many states in the U.S. foreclosures have impacted the lives of thousands in Georgia. If you are currently facing foreclosure proceedings or if foreclosure is imminent, King and King wants you to know that there are actions you can take to stop foreclosure and protect your home. By working with our experienced and compassionate Georgia bankruptcy lawyers, you can receive the support you deserve and the assistance you need to navigate through these difficult times.

Bankruptcy is a powerful tool in defending against foreclosure. One of the most important elements of foreclosure defense is the automatic stay. The automatic stay is issued immediately after you file with the bankruptcy court. Providing you with bankruptcy protection, the automatic stay orders all collection activities against you to stop. This means that all foreclosure proceedings will also cease while your bankruptcy is pending.

Using the time afforded by the automatic stay can be invaluable in allowing you to organize your finances. It may also permit the time you need to reach loan modifications with your mortgage lender and to negotiate more manageable and feasible mortgage terms. Payment plans reached in Chapter 13 proceedings can also potentially allow homeowners to make up missed payments and keep their property. Bankruptcy can also be used to completely strip second mortgages.

Time is a factor in foreclosure cases; call King and King today and schedule a free case evaluation so we can explore your foreclosure defense options. Work with experienced attorneys who really care about clients. Contact King and King today at 404-524-6400 or visit us online at www.kingandkingattorneys.com