Friday, December 15, 2017

Can I File Bankruptcy In Georgia Again if I Filed in the Past?

Bankruptcy is a powerful legal tool that has helped many people emerge completely from debt. Because bankruptcy can be an immensely powerful tool to those experiencing financial troubles, most people tend to think that once you file bankruptcy, you can’t file again. The good news is that isn’t true.

The bankruptcy code allows people who have filed for bankruptcy in the past to file a new case. However, there are restrictions in place to ensure the benefits of bankruptcy aren’t abused. The bankruptcy attorneys at King & King can help you better understand if you are eligible to file a new case during a free consultation and explore all of your available options. To help you better understand laws regarding filing bankruptcy again, here are a few tips. 

Chapter 7 bankruptcy – If you filed for Chapter 7 bankruptcy in the past, you have to wait 8 years before you can file under the same Chapter again. This can vary if you filed but were not granted a discharge.

Chapter 13 bankruptcy – It is possible to refile your Chapter 13 bankruptcy.  The rules of refiling Chapter 13 are complex.  Call King & King for your free case review today.
In some cases, the timeline of when you can file again may change depending on the dismissal of your previous bankruptcy. Some cases get dismissed before debt is discharged which can happen for a number of reasons such as failing to appear in court, incomplete paperwork or defaulting on a Chapter 13 payment arrangement. If your case was dismissed for such reasons, you may be able to refile immediately.

At King & King, we understand that people who have gone through the bankruptcy process before may find themselves back in financial trouble. By calling the attorneys at King & King for a free consultation, you can learn more about filing a new case and how soon you can expect a fresh start. Call us today at 404-524-6400 or visit us online at