Many types of debts, including medical bills and credit card debt, may be discharged when you file for Chapter 7 or 13 bankruptcy in Georgia. When a debt is discharged, the debt is forgiven. Put simply: you are relieved of legal responsibility and will never need to repay the debt.
Your creditors will be prohibited from suing you or taking legal action to collect the debt. They are also prohibited from calling you, sending your demand letters, or harassing you in any way.
Filing for bankruptcy is not a decision to be taken lightly. Your first step should be to consult with a bankruptcy attorney in order to ensure that the bankruptcy filing goes as smoothly as possible. With the right attorney, your debts can be eliminated, allowing for a clean financial start.
If you’re ready to talk to an attorney about what bankruptcy can do for you, call King and King at 404-524-6400 or visit us online at www.kingandkingattorneys.com today for more information.