Monday, October 27, 2014

Bankruptcy Can Protect Your Assets

Bankruptcy is helpful; its goal is to provide those who file with a fresh financial start, not to take everything in the process. That’s why Georgia has specific bankruptcy laws to help protect a consumer’s assets during the bankruptcy process. The attorneys at King and King can help you protect your assets and emerge from bankruptcy with many or even all of your assets intact.

Georgia Bankruptcy Exemptions

Georgia allows you to choose either state or federal bankruptcy exemptions depending on your filing status. Our experienced bankruptcy attorneys will help you determine which property and assets you may be able to claim and maximize your exemptions. Your qualified exemptions may include property such as:

·         Real Estate
·         Personal property (including household goods, clothing, vehicles, and more)
·         Wages, pension, and public benefits
·         Trade tools

Regardless of whether you are filing for Chapter 7 or Chapter 13 bankruptcy, bankruptcy laws entitle you to certain exemptions. We will work together to ensure accuracy in your bankruptcy forms as we offer you valuable legal advice and handle all complex issues, including assisting you with your bankruptcy exemptions.

Protecting Your Assets During Bankruptcy
In a Chapter 7 bankruptcy non-exempt assets may be sold and used to pay debt. However, most of our clients filing for Chapter 7 bankruptcy lose little or nothing throughout the process.
Filing Chapter 13 bankruptcy, may stop a foreclosure or repossession and allow you to catch up on missed payments, it also creates a repayment plan for other debts. Most clients who file Chapter 13 bankruptcy keep all of their property.

Every case is unique. Seeking legal advice in order to get the most accurate answers to your questions about bankruptcy is the first step. If your ready to learn more about how we can help you protect your personal property, or if you’d like to find out what you can keep during bankruptcy, contact King and King today for a free initial consultation 404-524-6400 or

Wednesday, October 22, 2014

What Should You Expect From A Free Bankruptcy Consultation?

If you find yourself in a difficult financial situation in Georgia, and are looking for bankruptcy information, contact the bankruptcy attorneys at King and King with three offices in the Atlanta area for a no-cost, no-obligation evaluation. We’ll take the time to talk with you, look closely at your situation, and give you informed legal advice about the steps you can take to get back on track.

Your Bankruptcy Questions Answered

Whether or not to file bankruptcy is a question that should not be decided in a hurry. We know you have a lot of questions about the bankruptcy process—and in some cases you may not even know what questions you should be asking. Fortunately, our bankruptcy attorneys will give you all the bankruptcy information you need. Some of the most common questions are:

What are the benefits and risks of bankruptcy?
Which type of bankruptcy should I file?
How can I protect my family?
How long does it take to file bankruptcy?
Do I really need a bankruptcy attorney?
What are the specifics of Georgia’s bankruptcy laws?
How will filing bankruptcy affect my credit score?

Our goal is to make sure you have all the bankruptcy information you need to make an informed decision about whether or not to file bankruptcy.

Don’t let the uncertainty and worry of serious debt control your life any longer. Contact the bankruptcy attorneys of King and King today at 404-524-6400 or visit us online at

Monday, October 20, 2014

What Are The Advantages Of Chapter 7 Bankruptcy?

Chapter 7 bankruptcy is usually the fastest, least expensive form of bankruptcy.   It comes with many advantages.

Advantages Of Chapter 7 Bankruptcy

  • Chapter 7 bankruptcy in Georgia stops garnishments immediately.
  • Payments to your creditors stop.
  • Harassment from creditors stops as soon as you file.
  • In most cases, you can keep your car and your home.

Chapter 7 bankruptcy covers credit cards, medical bills, payday loans, personal loans, lines of credit, car loans, mortgages, and most other debt. Chapter 7 also removes debts to utility companies.

For most of our clients, filing a Chapter 7 bankruptcy puts them on the road to financial freedom. You do not have to commit to a repayment plan or repay a single unsecured creditor.  If Chapter 7 will not work for you, then we may be able to help you file a Chapter 13 bankruptcy.  Contact us so we can help you better understand the process and which chapter is right for you.

Filing your chapter 7 bankruptcy with King and King can be quick and simple.

Call King and King today at 404-524-6400 for a free consultation. We will review your situation and schedule a meeting to get started. Don’t wait: you could be debt free in as little as three to four months. Visit for more information.